What Should a Restoration Contract Include Before Signing?
Last updated October 31, 2026
The short answer
Scope of Work
The contract should describe exactly what the pros will do in your home. That means the rooms they will work in, the equipment they will set up, and the steps they will take to dry, clean, and repair the damage. A vague description leaves room for extra charges later.
Ask for a written list of materials, such as the type of drywall, flooring, or paint they plan to use. If the pros need to remove personal property for cleaning or storage, the contract should say which items and where they will go. You should also see a clear start and end date for the work.
- Rooms and areas included in the work
- Drying and cleaning steps listed
- Materials and finishes specified
- Personal property handling details
- Start and completion dates
Payment Terms
Payment terms should be written out so you know when money is due. Typically, you pay a deposit before work starts, then progress payments at set milestones. The contract should say what happens if you cancel or if the work stops for any reason.
The final payment should be tied to completion of the work, not just the start. Ask for a written breakdown of costs for labor, materials, and equipment. This helps you compare the final bill to the original agreement and catch any surprises.
- Deposit amount and due date
- Milestone payment schedule
- Cancellation and stop-work terms
- Final payment linked to completion
- Itemized cost breakdown
Change Orders
Water damage often reveals hidden problems, like saturated insulation or corroded pipes. The contract should explain how the pros handle changes to the original plan. A change order is a written amendment that lists the new work and any cost difference before it happens.
Never rely on verbal agreements for extra work. If the pros find something unexpected, they should stop and give you a written change order for approval. This protects you from surprise charges and keeps the project on track.
Permits and Inspections
Depending on the extent of the repair, your local building department may require permits. The contract should state who is responsible for pulling those permits and scheduling inspections. In Cypress, the building department has specific rules, so confirm this before work begins.
If the pros say permits are not needed, ask them to write that in the contract. You also want to know who pays for permit fees and what happens if an inspection fails. This avoids disputes later and keeps the work legal.
Insurance and Liability
The contract should include a section about insurance claims and liability. It will often say that you are responsible for filing the claim with your insurer, and the pros will provide documentation to support it. Policies vary, and your insurer decides what is covered.
Ask for proof of general liability coverage and workers' compensation, but do not rely on that alone. Read the contract to see who is responsible for damage to your property during the work. You should also know how the pros handle disputes, such as mediation or arbitration.
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Call Now (281) 717-6340Frequently asked questions
What if the contract is too vague?
Ask the pros to add specific details before you sign. If they refuse, that is a red flag. A written contract protects both sides, so do not agree to anything you do not understand.
Can I negotiate the contract terms?
Yes, you can ask for changes to payment schedules, scope, or timelines. Most pros will adjust reasonable requests. Get any changes in writing before work starts.
Do I need a lawyer to review the contract?
You can review it yourself, but if the contract is long or complex, consider asking a qualified attorney. That is general advice, not a legal opinion. Check your policy for any requirements.
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